Decorating a one bedroom apartment when you are renting can seem a daunting task, especially when you are first starting out. We have come up with 3 cost effect high impact tips for college students and those just leaving the nest below:
Light Wall Paints or Artwork:
Most designers agree that using paint is the most cost-effective high impact change you can make. The problem is, that most universities and apartment complexes will limit what you can do with the walls. In lieu of painting, try using bright colored artwork instead.
In today’s world of Hobby Lobby, Ross, Kirkland’s and the like, finding large colorful art on discount is not a difficult task. Moreover, try your hand at painting your own art. While large canvases can be expensive, a cluster of smaller canvas can easily be purchased for around $25 - $40. And Hobby Lobby’s stencil section can help those who feel they lack the creativity to pull this off freehand. Stencil on your favorite shapes and get busy painting in colors that coordinate with your furniture.
Furniture for impact:
Most of us grew up in traditional homes that had a living, dining, and separate bedrooms. It’s hard to shake the idea that rooms can be multipurpose. For example, in a one bedroom apartment, the dining area can double as an office for college students and for those just starting out. And while we are conditioned to think our living area needs a sofa, you may find that two roomy armchairs are more appropriate given space. Adding a cocktail table that can double as a desk and use a 5x8 area rug to boost the color of the room are just a few examples.
Organize with Shelving:
Open wall mounted shelving not only conserves space but gives you ample space to display artwork, treasured books and memorabilia. When artfully arrange this solution can act as a focal point and really pull a room together. Keep in mind that hanging shelves have a maximum load capacity, most apartment complexes have maintenance personnel that can assist you with finding studs in the wall, this will add stability to the shelving and for slightly heavier object placement.
If you looking for a spacious one bedroom apartment in Lafayette, La make sure to add Lafayette Gardens Apartments to your tour list. Located in the heart of Lafayette, near shopping and schools, this gem of a community offers two 24 hour fitness centers, a beach front entry swimming pool, three dog parks, a playground and so much more.
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Insurance is extremely important in Louisiana, from your car and health to property, it is present in every aspect of our life. When it comes to a rental apartment, the property owners carry insurance that protects them against the loss of the apartment buildings, garages, office space, common areas, fences, swimming pools and storage buildings, as well as any business personal property that is kept on the premises and used to maintain or service the buildings and grounds. But their commercial insurance does not cover contents in the rental units.
What is Renters Insurance?
Renters insurance provides coverage to your personal property such as furniture, electronics, clothing among other possessions. This insurance only covers your personal contents, injury you may cause to the building or someone else and as such is far more affordable. Renters Insurance cost about the same a couple going out to a movie once a month.
Why is it Important?
Fire, theft, flood and other hazards can devastate a household. But most important is that it ensures your assets are covered. Renters insurance covers your belongings from theft and damage, but it also provides liability coverage in case someone is injured while in your apartment.
What does it cover?
The damage or loss of your personal property from fire, lightning, explosion, theft, a falling object, smoke, vandalism, weight of snow or ice, riot, or damage caused by vehicles and aircrafts. Also, while your belongings while off-premise if you are traveling and lose your luggage or laptop.
We should mention that wind damage is not covered. It has been excluded throughout most of Louisiana by underwriters.
Liability – This section of your rental insurance will cover any accidents on the rental property caused by you or family.
Living Expense - If you are displaced by flood or fire. Here, renters insurance can pay for interim lodging until the property has been restored to livable condition.
A few facts about Rental Insurance in Louisiana
Also, having an insurance for the damage caused by you doesn't make you exempt from any liability. The damaged party’s insurance company can sue you for the amount they have paid to cover the loss. If you are liable, your insurance policy will defend you and pay for the losses but only up to your policy limit.
When you are apartment shopping in Louisiana, renters insurance is probably the last thing on your mind, but we highly suggest you take the time to investigate this low-cost protection that most insurance offer. It should only take a few minutes of your time. To rent a luxury apartment in Lafayette, LA, take a virtual tour of our apartments right away!
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